In line with my study, after a foreclosures home is marketed at a sale, it is common for any borrower to be able to still have the remaining balance on the mortgage loan. There are many loan providers who try to have all expenses and liens repaid by the next buyer. Nevertheless, depending on certain programs, legislation, and state legal guidelines there may be many loans that are not easily solved through the switch of financial products. Therefore, the obligation still lies on the debtor that has had his or her property in foreclosure process. Many thanks for sharing your ideas on this website.